Take complete command of COD collections, rider cash accountability, real-time merchant liabilities, and automated remittances. All mapped to a robust double-entry general ledger.
Trusted by finance teams at leading logistics operations
Unlike traditional SaaS businesses, logistics companies handle physical cash on behalf of merchants. Standard accounting software fails to bridge this gap, resulting in operational chaos and revenue leakage.
Unreconciled Cash-on-Delivery (COD) collections, delivery failure adjustments, and incorrect fee bookings create silent cash leaks that drain your margins.
Without real-time merchant balances, your treasury team operates blind. You risk paying out merchant settlements with money that doesn't belong to them.
Riders collecting cash are moving financial endpoints. Without structured, locked rider ledgers, reconciling cash submitted versus deliveries completed is a manual nightmare.
Finance teams spend hours copy-pasting numbers from route management systems into Excel to generate merchant settlements, introducing human error.
Failing to isolate merchant-held funds from corporate cash reserves causes regulatory vulnerability and potential cash flow crunches when bulk payouts occur.
When balances don't match, auditing the historical trail of a single parcel collection, invoice credit, and bank payout takes days rather than minutes.
Traditional ERPs and accounting systems like QuickBooks or Xero only track expenses and revenue invoices.
FinLogOS V2 is a specialized transactional and accounting sub-ledger engine designed to handle the complex, real-time flows of logistics money—from collection at the doorstep to general ledger posting.
Track real-time balances for every merchant. Differentiate between gross COD collected, shipping fees deducted, and net amounts payable at any given second.
Generate bulk merchant payouts with complex routing and fee deduction logic. Lock settlements in immutable ledger entries to prevent double payouts.
Rider-specific digital wallets track cash handovers, pending deliveries, and collections. Discrepancies are flagged immediately prior to cash-up.
A sub-ledger that connects delivery parcel tracking status (Delivered, Returned, In-Transit) directly with financial debits and credits.
From the field rider to the corporate bank statement, FinLogOS V2 provides a single system of truth with strict segregation of duties.
Generate merchant sub-ledgers. View total liabilities, payouts, and collections across branches. Fully isolated multi-tenant structures ensure absolute data security.
Integrate payment gateways, bank transfer APIs, and physical POS machines. Match transactions to individual delivery manifests automatically in real time.
Execute automated bank remittances. Deduct delivery fees, return costs, and withholding taxes on the fly. Prevent double-settlements with transaction state locking.
Lock collections to active rider accounts. Automatically match rider deliveries to cash handed over at the hub. Prevent riders from building up unapproved credit limits.
Statutory separating locks guarantee that company operating funds are kept in separate ledgers from merchant payout reserves. Never fail a compliance check.
View real-time margins by branch, delivery zone, or merchant client. Identify underperforming delivery operations and unprofitable merchant volumes in real-time.
Trace the lifecycle of a cash collection from the point of delivery to the final reconciled bank account.
Rider picks up the package and accepts Cash on Delivery (COD) or card payment. The transaction is instantly recorded in the rider's digital ledger.
Better accounting software directly corresponds to stronger financial health. See the metrics that logistics companies achieve when switching to FinLogOS V2.
Rider collections matched against cash-up submissions and bank statements without manual review.
Generate and remit bulk merchant payouts in minutes rather than spending days on manual spreadsheets.
Audit and catch every unpaid delivery fee or missing cash submission the moment it happens.
Immutable ledger trails track every voucher, invoice status change, and payment with secure user tags.
Whether you manage a single regional delivery fleet or a multi-branch, trans-national shipping giant, FinLogOS V2 maps to your branch structures.
Separate cash collection metrics and bank reconciliations for individual hubs while maintaining a unified corporate chart of accounts.
Moving from V1? We provide fully structured migration services to preserve historical journal entries, merchant balances, and remittance logs without downtime.
"FinLogOS V2 saved our operations. Prior to migrating, we had a team of four matching bank statements against rider collections. Now, it runs on autopilot, and we caught over ₦2.4m in missing COD cash in our first month."
"We were terrified of migration, but the FinLogOS V2 team moved our entire V1 ledger history over a weekend. The automated merchant settlement engine has cut our payout cycle from 4 days to 15 minutes."
"Traditional accounting packages do not understand that logistics cash collected is a temporary liability. FinLogOS is the only product we found that natively handles fund separation and rider reconciliation."
Eliminate revenue leakage, automate your payments, and simplify merchant reconciliations. Talk to one of our fintech logistics experts today.
* We guarantee full support for historical data migrations from FinLogOS V1 platforms.